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Upon completion, ACDCA will promptly provide you with a certificate of completion.

Please note that the certificate is only valid for 180 days from the date of completion.

Our credit counselors are required to maintain certification through the Center for Financial Certifications, National Association of Certified Credit Counselors or through the Association for Financial Counseling and Planning Education.

Allen Credit and Debt Counseling Agency does not give any commissions or bonuses to their teachers/counselors based on the outcome of the counseling services you receive from the agency.

Please contact us to schedule an in person counseling session.A new bankruptcy law went into effect on October 17, 2005.The law requires consumers seeking bankruptcy protection to participate in credit and budget counseling before a bankruptcy can be filed.If your certificate expires before it is used, you will be required to register, pay, and complete your course again.Your course information will be available on-line for 2 years after completion.

Please contact us to schedule an in person counseling session.

A new bankruptcy law went into effect on October 17, 2005.

The law requires consumers seeking bankruptcy protection to participate in credit and budget counseling before a bankruptcy can be filed.

If your certificate expires before it is used, you will be required to register, pay, and complete your course again.

Your course information will be available on-line for 2 years after completion.

Allen Credit and Debt Counseling Agency is not responsible for ensuring your attorney has received your certificate(s).